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Small Change

We are not investment advisers.


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Investors must make their own investment decisions, either alone or with their personal advisors. Real estate can be risky and unpredictable. For example, many experienced, informed people lost money when the real estate market declined in Time has shown that the real estate market goes down without warning, sometimes resulting in significant losses. Some of the risks of investing in real estate include changing laws, including environmental laws; floods, fires, and other Acts of God, some of which can be uninsurable; changes in national or local economic conditions; changes in government policies, including changes in interest rates established by the Federal Reserve; and international crises.

You should invest in real estate in general, and in the opportunities listed at the Site in particular, only if you can afford to lose your investment and are willing to live with the ups and downs of the real estate industry. We provide financial projections for some of the investment opportunities listed on the Site.

All such financial projections are only estimates based on current conditions and current assumptions. The actual result of any investment is likely to be different than the original projection, often by a large amount.

Neither we nor anyone else guaranties the results reflected in financial projections. Neither the Securities and Exchange Commission nor any state agency has reviewed the investment opportunities listed on the Site. Feifei opens her purse to illustrate a phrase that has more than one meaning. She's ready to explain using a phrase that describes trivial and insignificant things — and it won't cost you a penny!

Small Change: Real Estate Investing. For Everyone.

Feifei Neil, a question — if you looked into my purse, what would you find? Feifei Well I'm not rich, Neil — but yes, you would find small change. A collection of coins with little value. The phrase is 'small change' but it's not about money.

The English We Speak ล่าสุด

Something that is insignificant or trivial, meaning not important, can also be described as 'small change'. Neil Like getting a seat on the train during the rush hour is 'small change' for me. Feifei And getting chocolate sprinkles on top of my cappuccino is 'small change' for me. That's 'big change' for me!

Let's hear some examples that are far from being small change! Examples I've only got a cold so my health problems are small change compared with your broken leg. Eating out every night is small change to Molly — she can afford it with the huge salary she's on. Feifei This is The English We Speak from BBC Learning English and we're talking about the phrase 'small change', which describes something insignificant or trivial, meaning not important. Neil We can also describe someone as being 'small change' — so they are not important. Feifei, do you think I'm small change in this programme?

Feifei Of course not, Neil. You are very important to this programme — and besides, we couldn't afford the other presenter! So now we've explained 'small change' — can you lend me some? Feifei Neil, that's NOT small change — and your request is not 'small change' either. The answer is 'no'!


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