Boomers: 400+ Tips and Hints from the Generation that Refuses to Grow Old

My kids thank you in advance. Day 2 of ICMA We are well hydrated after an IL Bistro dinner which include a bottle of wine and a ton of pitchers of water. Good food but sloooowww service. Kam Chancellor returns for the Seahawks today. Last time I was at Century Link, this happened. We met our Texas friends outside the registration area and what to our wandering eyes appeared…. There may have been a functioning bathroom closer to the conference area but we were told that the area was closed.

I have a few ideas but I will keep them to Kent. Seems like a simple, harmless hashtag but if you click on certain links you are taken to this. ELGL will be around later tonight if anyone is interested in meeting for drinks. But, we want to throw you a bone by highlighting what else is happening in the world. First, you should know that the Pope is visiting the U. There is no hyperlink to the article.

Gameday Day — After cutting the cord, our household returns to the sports universe with aid of Slingbox. Kirsten wasted no time running off to the League of Women Government meeting. Is it me or does this sound like a group of superheros? Should you get involved with them? My afternoon is a typical one for someone in the 87Percent — college football, blogging, and a long hotel shower.

Apologies, in advance, for wasting so much water.

Negative points for a super slow TV remote. By the way, remember to bring your budgets and CAFRs. Please tell me, please! Our loyal Twitter followers have responded with their favorite Seattle eateries. They clearly like their food. Ben McCready recommends Capitol Cider.

Live! Live! Live from #ICMA15 (Updated 9/30 AM) – ELGL

Ben DeClue does not have a restaurant recommendation but wants you to know he wishes he was going. You can buy coffee that is not sold in the regular Starbucks stores. If you need to bring home a gift from Seattle, this is the place for the coffee lovers. The roastery is a few miles from Convention Center. Consider taking Uber or bike share. Wild Ginger — If you see Kirsten at the conference, ask her for a restaurant recommendation. Walkable distance from hotels, solid Happy Hour. They are overpriced and the food is underwhelming.

University of Washington vs. Bears — Surprisingly tickets are available. Please leave your suggestion in the comments section below. Strategic Government Resources and ELGL are co-hosting a happy hour of camaraderie with for our members and supporters. A few must reads for the conference:. Mixing in Perfect Harmony with EveryBlock.

• The Story Of The English Towns Leeds;
• Lart populaire (French Edition).
• Collected Works of Zona Gale!
• Boomer Consumer :: The Blog.
• Melodie.
• Boomers retire and California trembles | first tuesday Journal.
• Recent news.

Mixing in Perfect Harmony with Angelica Wedell. Homeownership is a well-entrenched habit among the Boomer generation; a fact not likely to change because of increased age. However, this does not mean retirees remain stationary. Sooner or later they decide to move to a new location that has a better climate or is closer to other family members. With their collective savings and equity, most will have the resources to do so with ease.

Retirees have traditionally moved to smaller, more conveniently-located properties that are closer to urban centers.

Twitter Updates

To complicate Boomer relocation, the younger generation is better educated and more mobile, migrating with increasing frequency to the cities. Their parents are likely to follow. They will be attracted by the increased access to public transportation, the proximity to cultural and artistic institutions and not least important the closeness of their children and grandchildren. As more senior citizens retire, interest in condos and other high-density residences that cater to the urban lifestyle will increase. Ownership of rental properties, which allow a more flexible and mobile lifestyle, is more cost-effective than ownership of SFRs and thus will most likely also see a bump.

The plight of California to be solved by… cities? As retirees begin to relocate, opportunities will arise for real estate brokers and their agents to assist. The most directly affected housing developments will be those that cater specifically to the needs of senior citizens. California law exempts seniors-only housing developments from ordinary restrictions on age discrimination. As the demand for senior housing increases, more developers and landlords will take advantage of this exemption. The range in pricing of high-density high-rise housing will also work to separate the more wealthy retirees from the less wealthy younger generation.

Expansion of existing SFRs to accommodate new relatives-as-tenants is another phenomenon that will increase. California legislation has paved the way in this area. In , the legislature required cities to permit the construction of what are generally referred to as casitas or granny flats ; attached, freestanding or over-the-garage apartments with no direct access to the main house.

Casitas are sometimes used by homeowners to gain extra rental income, but they are most often used initially as a new residence for elderly relatives or in-laws. Increased living density will thus be the case not only for cities, but also for suburban areas, which will reap the benefits of a more close-knit and energy-efficient population namely, a better fiber of social, civic and cultural life, and the development of restaurants, theaters, bars, entertainment and specialty shops. Multi-generational housing is a temporary fix for economic woes.

The vast majority of retirees will continue to pursue some form of traditional ownership, as can be seen in the above chart of homeownership rates. As these retirees begin to relocate, opportunities will arise for real estate brokers and their agents to assist them in their transition. Farsighted hometown brokers will prepare for this migration now, offering relocation services to Boomers who move locally.

On the other hand, the impact of the geriatric shift on the sale of suburban homes in California may be ameliorated by emigration. Foremost among these retirement states are Florida, Texas and Arizona. Those with lower retirement pensions may relocate to Mexico. They need to take the opportunity to suggest new residences in retirement-friendly communities where the broker has established contacts with cooperating brokers, and profit from fee splitting for referrals on these relocations. This influx of new homebuyers coincides perfectly with the beginning of the retirement boom, which will release thousands of Boomer SFRs onto the market.

It remains to be seen whether these old, poorly constructed suburban SFRs will be of interest to young homebuyers. Signs indicate that demand, among the young as well as the old, will be for commuter-friendly property closer to the high-skill jobs and urban center culture. It will be up to cities to provide zoning for a denser population, up to builders to create these urban high-rise residences, and the duty of brokers and agents to bring them to market.

People who have seen the growth in the value of their home may discover that selling it may result in capital gain taxes of hundreds of thousands of dollars. In addition, their property taxes may rise substantially if they decide to purchase another home. This may cause them to rent rather than sell their existing home. If so, rents may not rise as fast as home purchase prices.

As an alternative, existing home owners may decide to wait until the death of their spouse so that their house can be sold on a stepped up basis. Has the above analysis considered all these factors. If so, when will the increased number of home sales take place? Projecting current trends may enable this to be determined. It would be unfortunate if elderly people continue living in their homes even if doing so does not meet their needs. This deprives young families from buying a home for their families. No place in California or anywhere in the nation outside a major city will be safe anymore.

One of those fires is covering more than square miles of more than , acres. There are plenty of fires in major cities but they are quickly stopped from spreading throughout the city because major cities include dozens of fire stations with a time of less than five minutes for any firemen to get to a fire. Contrast that with fireman outside major cities which can take up to 30 or more minutes to arrive at a fire and often times only one or two fire stations. Then you have got nothing but dry grass and trees which sparked up is like having a home made bomb.

And this has been going on for at least 5 years now as the weather has changed. After you get burned out twice, as some of my friends have, you no longer ever want to live outside a major city. You move outside a major city at your own risk and do not plan on keeping any valuable or personal possessions inside a home when you live somewhere in the boondocks and be prepared to get the hell out of there at a moments notice even at 3 a. Retires are going to realize that they may not be living in the most ideal place in a city but it is a lot more secure and so they will not move.

Of course, I have a monthly pension that will pay all the bills and continue to grow our IRA nest egg which is a healthy and considerable sum. We plan to travel and invest in rental properties using a self-directed IRA to diversify our investment portfolio away from the volatile stock market. This is why Proposition 13 works and how it is meant to work.

Live! Live! Live from #ICMA15 (Updated 9/30 11:01 AM)

When the retiree sells their home the property taxes automatically adjusts to the current property value. The cycle starts over and the new buyers are aware of what their housing costs are and will be for the foreseeable future depending on their mortgage of choice. California is part of a world wide economy and not a closed economy.

I see retiring boomers moving out of California, I have people I know doing just that. With the ever higher taxes and government intrusion of this states government, leaving is a very good option. What is happening is the tax payers leaving and tax users staying or moving in.

• A Book of Joy.
• The "Boomer Consumer" Book.
• Gluten Is My Bitch: Rants, Recipes, and Ridiculousness for the Gluten-Free?
• The Overcomers: Christian Authors Who Conquered Learning Disabilities.

A boomer cashing out of their house in California can leave buy a much nicer home and still have a lot of money left over for retirement. As a born and bred city dweller I am also convinced the majority of people will continue to live in the cities, but I also believe that resort areas will pull many out to the country to enjoy the peace and serenity found only in the country.

With urban environments becoming more dense and polluted the escape to the lifestyle country living provides will encourage more people to get out of the cities. The above article gives a very analytical summary of what is currently transpiring in our state and is quite thorough. Seniors not only exert a powerful influence on the housing market but also exert a strong political influence, especially on the local level.

Currently we find ourselves in the midst of a monumental international struggle, as the minions of the Banking Cabal which controls certain Western capitals and exerts its power in New York and Los Angeles in its financial and media empires, is locked in a life-and-death struggle to maintain its grip on power. Vladimir Putin knows full well the goal of his adversary is the destruction of Russia, and one main weapon towards that end is the collapsing of oil prices. Putin has vowed to weather the storm and continues to stand for Christianity, morality, decency, and order while being opposed by those who are trying to throw the world into chaos.

They grew up hearing stories from their fathers who fought the last world war, and who themselves grew up during the Great Depression. Within the minds and hearts of the baby boomers are the memories history of what this nation and this world endured during those dark years from They, perhaps more than any, know what a third world war would do to the planet and its people.

As the controlled media continues to spread its half-truths and untruths, it befalls the boomers to keep an eye to the past for perspective as they help shape what we all hope will be a future free of the negative influences currently present in the halls of power. Overlaying the mass retirements of the baby boomers is the hovering crisis of the currency. Is the dollar about to lose its world reserve currency status?

That seems inevitable due to the weighty debts crushing the nation, thanks to the Federal Reserve. What will replace it?

• History repeats itself for Boomer generation.
• ?
• ?
• Antiquities History of King Herod the Great!
• 21st Century Parkinsons Disease (PD) Sourcebook: Clinical Data for Patients, Families, and Physicians - Symptoms, Staging, Drug Treatments, Deep Brain Stimulation, Caregiving, Supportive Therapies!

Since it is the baby boomers who hold most of the cash in America, it is they who would be most affected by any currency devaluation or collapse. It behooves all conscious persons to watch closely now what is happening on the geopolitical scene. That WILL impact us all…………….. The future may belong to the young, but for now, it is the baby boomers who are still shaping it, as many of them remain in positions of influence.