Kansas Unclaimed Money: How To Find (Free Missing Money, Unclaimed Property & Funds Book 16)

Taxpayers who haven't yet filed their returns but are buying a home soon can request a six-month extension to October This step would be faster than waiting until next year to claim it on the tax return. Even with an extension, taxpayers could still file electronically, receiving their refund in as few as 10 days with direct deposit.

Taxpayers due a sizable refund for their tax return, but who also are considering buying a house in the next few months, can file their return now and claim the credit later. Taxpayers would file their tax forms as usual, then follow up with an amended return later this year to claim the homebuyer credit. Taxpayers buying a home in the near future who have already filed their tax return.

The amended tax return will allow them to claim the homebuyer credit on the return without waiting until next year to claim it on the return. For some taxpayers, it may make more financial sense to wait and claim the homebuyer credit next year when they file the tax return rather than claiming it now on the tax return.

This could benefit taxpayers who might qualify for a higher credit on the tax return. This could include people who have less income in than because of factors such as a job loss or drop in investment income. If you are over the income limits and need help determining the maximum credit you are allowed, see the website, give the IRS a call, or ask your tax man.

This credit comes to us because of the American Recovery and Reinvestment Act, part of the new Obama administration. This is what they — the people who wrote the act — have to say about it: The American Recovery and Reinvestment Act is an unprecedented effort to jumpstart our economy, create or save millions of jobs, and put a down payment on. The Recovery and Reinvestment Act is an extraordinary response to a crisis unlike any since the Great Depression. With much at stake, the Act provides for unprecedented levels of transparency and accountability so that you will be able to know how, when, and where your tax dollars are being spent.

Spearheaded by a new Recovery Board, this Act contains built-in measures to root out waste, inefficiency, and unnecessary spending. Lets see if they qualify as a "qualifying child. Is a United States citizen or resident, or national; 2. Is your son, daughter, stepson, stepdaughter, legally adopted child, or a child placed with you for legal adoption, brother, sister, stepbrother, stepsister, foster child, or a descendant of any such person; AND.

Shares with you the same principal residence for more than one-half of the tax year, or is treated as your qualifying child under the special rule for parents who are divorced, separated, or living apart. You know what's funny? I tried to make those four qualifiers simpler to understand and they still sound a bit over the top.

In 4, I used the word "residence. If your fifteen-year-old comes home pierced and tattooed and dyed her hair black and white, you may gasp, "That's not my kid. What is the child tax credit? A little bonus in your pocket for those expensive offspring. Kids cost big bucks to clothe and feed.

A little tax credit back your way is a good thing. If you want some in-depth reading on this credit, pick up Publication If you have questions, as always, call the IRS or look up www. This credit is not refundable. Some credits are refundable. Even if you owe no tax, you still get the full credit money. Now that I really like! To claim the credit, it is as easy as checking a box on the front of the return where you enter the names and social security numbers of your children.

That means if you qualify for this credit, file your tax return! You get the money! This is one of the reasons the Treasury is bulging with unclaimed money. EITC folks are not filing to get their fair share. The key words here are earned income. That means a job. If you have income that you earned from working, check into the requirements for this credit. And in case you were wondering, you do not have to have a child to qualify for this credit.

You just have to have earned income. The basic rules for this credit are: I think I've got that figured out. The next hurdle is income requirements. For tax year Earned income and adjusted gross income AGI must each be less than: Tax year maximum credit: Credits can be tricky to understand.

Sometimes the IRS gets a little long-winded in their explanations and I have succumbed to that, too. Remember, if you have questions, call the toll-free IRS number or ask a friend.

Unclaimed Property

Be sure to take advantage, if they B m o n e y for y o u! You can see that you do not have to have a child for this credit but if you do, you get more credit. Give that kid a hug.

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That could be a huge help to the household! For tax year due April 15, , the money amounts are: I cannot stress enough how many people are entitled to this EITC and do not claim it. If you want to read more, get IRS. If you qualify for EITC, you may also be entitled to a similar credit on your state tax return.

You can get a little advance credit in your paycheck throughout the year instead of waiting for the tax return. There is a form you fill out and give U C a n get a to your employer, if you expect to qualify. Credit for Child and Dependent Care Expenses Do you pay someone to care for your kids who are under age 13 so you can go to work?

For all the details, see Publication orwww. The same kind of rules for "qualifying" children apply. In general, if you work and pay daycare, this credit is for you. You will have to identify the caregiver on the form and give the social security number, if you pay an individual, or tax ID number, if you use a daycare center. Paying a babysitter while you go to Bunco night does not count here. Paying a babysitter while you work, or look for work, does count here.

Follow the instructions for Form and it walks you through to easily compute the credit. The credit varies from person to person because it is based on what you pay for child care and what your earned income is. And that is nothing to sneeze at. The form shows the income limits and the percentage you are allowed. Education Tax Credits Education tax credits can help offset the costs of higher education for you or your dependent.

Schooling is not cheap and you need every break that comes your way. If you or your student is enrolled at least half time, check out these credits. The Hope Credit applies for the first two years of college or vocational school. If you have gone back to school and have a kid in college, you get double dips. The second credit available is called the Lifetime Learning Credit. This credit applies to undergrad. It is not just the first two years like the Hope Credit.

You cannot claim the Hope Credit and the Lifetime Learning Credit for the same student in the same year. But if you have more than one student in your household, it is possible to claim both credits. Watch the income limits. To get the full scoop, check out www. The form to claim these credits is Form In case I have not mentioned it, all forms and publications are available for download at www. Saver's Credit The purpose of this credit is to help workers save for retirement and get a tax break now.

The credit can be claimed by: Like other tax credits, the saver's credit can increase a taxpayer's refund or reduce the tax owed. Gotta love those tax credits. A taxpayer's credit amount is based on filing status, adjusted gross income, tax liability, and amount contributed to qualifying retirement programs. Form is used to claim the saver's credit, and the instructions have details on how to figure the credit. What else you need to know to claim this credit: A person enrolled as a fulltime student during any part of 5 calendar months during the year is considered a student.

Begun in as a temporary provision, the saver's credit was made a permanent part of the tax code in legislation enacted in To help preserve the value of the credit, income limits are now adjusted annually to keep pace with inflation. More information about the credit is on www. Maybe I have rattled on a bit long about tax credits, but think about it!

All the ways that the government puts the screws to us, tax credits are one way we can collect what is our due! If you qualify for a tax credit, file your return and claim it! Unclaimed money goes back to the US Treasury. Shouldn't it go in your pocket instead? Before I get off the topic of taxes, there is one more found money bonanza I need to tell you about. Did you know that you can deduct the sales tax you paid on the purchase of a new car?

Sales Tax Deduction for Vehicle Purchases This is another new "recovery tool" that came to pass this year. The American Recovery and Reinvestment Act of allows you to take a deduction for the sales tax and any excise tax you paid on a new car, light truck, motorcycle, or motor home through Depending on the state and the purchase price, that can be a pretty hefty amount. Even if you don't use Schedule A to itemize your deductions on your tax return, you still get to take this new deduction.

There are limits of course. If you made your new car purchase before February 17, , you're screwed and don't get to take this credit. I don't know why they have to do it like that. Just make the deduction apply to the whole calendar year and keep it simple is my thought.

But they didn't ask me. Anyway, tell your friends, neighbors, and anyone you know who made a vehicle purchase to be sure to grab this special deduction. And don't forget those tax credits! More Tax Talk Some chapters could go on forever! But I like to break it into manageable pieces. There are tax credits galore. And they are among the best kept secrets of the government. Some people accuse me of being dramatic when I talk about the government and how they don't want us to know much. I am not the only one who feels this way.

Congress at Work Remember how I discussed that Congress passes bills that are full of pork or earmarks? The Congress added a little here and a little there. But did you hear about any of it? The "green" eco-friendly Energy Policy Act of has been extended. Some more credits were added as well: Uncle Sam Another thing that Uncle Sam does not want you to know is that April 15 is not the drop dead date for filing your taxes.

You can file for an extension and get an extension through October 15, with no fee or penalty. File by April 15 to get the extension. If you get a refund, and over million people do, there is no worry at all. If you will owe tax, you do have to pay that by the April 15 deadline. You can use last year's return as a ballpark estimate, if your situation has not changed much, and send in a check. If you electronically file your tax return, you can expect your refund in about three weeks.

If you sent your return in through the mail, it usually takes six weeks to receive your refund. If you don't get it, check on it. Every year, hundreds of thousands of checks — averaging nearly a grand per taxpayer — get thrown into the undeliverable pile through the post office. If you have moved, file a change of address form. If you have not received your check, follow up and ask taxpayer service when it was mailed or sent to your bank account. The IRS wont tell you that sometimes they are wrong.

When computing penalties, the feds have gotten their figures messed up. Always calculate it yourself to make sure you agree with their number. If not, call the IRS office or go to your local office and notify them that you have a different amount for what you owe. The odds of getting audited are slim. It does not matter what your income level is, all returns are subject to audit and you never know if yours will pop up.

The IRS does not tell how they select returns, or what the hot issues are. My advice is plain and simple. Keep receipts to back up your deductions. The auditors like to look at charitable deductions and business expenses, but anything on your tax return is fair game. Many audits now are done through the mail.

You will get a letter questioning an expense on your return, and you have to verify it. An audit does not have to get you riled up. Many returns are sent in with too much tax paid! There is always the possibility that an audit can lead to a refund! Have someone check your return before you send it in. That is money you need to keep! If you get a letter from the IRS, a CP letter, stating that they have "corrected" your return and now you owe more, you can fight it. And you can get FREE help to do it. Contact your local taxpayer advocate — go to www.

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This person will provide advice and representation for FREE. You want to know what else the IRS does not want you to know. They cannot protect your information any better than the credit card processing places do. Identity theft and hackers can work their way into IRS systems, too. That seems outrageous, doesn't it? The large and powerful Oz, I mean Uncle Sam, can't promise to fend off cyber criminals and keep your social security number safe. America is the most powerful nation on this planet and yet our government cannot guarantee us that our private financial information is tamper proof. Free Tax Help Another thing that is little known at tax time is that there is free help all around.

The IRS has employees train volunteers to be tax preparers. All over communities, there are people who will help you. One such place is a nonprofit organization called Ladder Up. This helpful coalition of volunteers was started in Chicago in by an accountant who still is the head of the agency. Ladder Up educates people on how to claim all the credits they are due and helps prepare their returns. Many folks just can't afford it. That is the first savings that Ladder Up provides, no charge for tax help. But it gets better. The volunteers who prepare the returns are trained to maximize the tax credits available to these folks.

That is a huge chunk of found money! So when it comes to taxes, don't be intimidated. There are free help volunteers in many communities, and who knows, maybe you will find that the IRS is sending you a check for ten grand! Pensions There is a huge jackpot of unclaimed pension benefits sitting there waiting to go to the rightful owners. You, or your parents, worked long and hard for many years, and deserve that pension.

Companies come and go and change hands so many times now in our crazy world that pension plans can get terminated when a new owner takes over. The people due their money do not always get it. And people also change jobs and leave small pension amounts at that employer. That figure was from , so you can bet it is even more now.

If you live in any of those states or worked in any of those states, you need to perk up. The PBGC has set up an online search directory similar to the ones we talked about earlier. Search by your last name, company name, and the state where the company was headquartered. That is worth a minute of your time! Regardless of how it happened, if you have benefits, you want them.

And to avoid getting lost in the future, make sure you tell your employer when you move or T o avoid getting l o s t in the future, make s u r e. And with the ever-changing structure of corporate America, you need to keep track of when your company moves or changes names. Any pension information that they send you should be filed so you know where to collect your benefits when the time comes.

If you are searching for pension benefits for a deceased family member, contact the PBGC at www. If you are a beneficiary, you may be able to collect the benefits. The folks at the Pension Benefits Guaranty Corporation will help you in that process. Of course, you could try it the old-fashioned way and contact the employer directly. That can be a good first place to start, if you think you have some money in past pension plans. Contact the company or the plan administrator, it you know who that is. I know one gal who changed jobs so often that she left a trail of small pensions, assuming that they would magically find her somewhere down the road.

You need to be proactive and keep track of your assets. Now that you know, keep up to date with your pension at your employer. Keep a record of the name of the plan, the dates that you worked there and, if you are really on the ball, write down the plan number and the employer identification number of your company. This information should be on a statement or on your paperwork when you enrolled in the pension plan. I am all for finding lost money, and I am all for keeping track of the money we've got! Life Insurance The sad thing is that many life insurance policy benefits go unclaimed. It is hard enough to lose a loved one.

That loved one had a life insurance policy for you, the family members. It is not wrong or greedy to pursue finding life insurance benefits. That money is sitting waiting to be collected by the beneficiaries. It's Your Life You are entitled to it, plain and simple. Sometimes employers give life insurance policies. Sometimes banks will give small policies to their account holders. And of course, there are policies that a person buys through a major life insurance company. When there is a death, the family members have to report it to the life insurance company in order to collect policy benefits, but if they do not know a policy exists, the company cannot issue the money.

Also in recent years, some of the major life insurance companies have changed the way they are structured. In something called demutualization they converted to stock ownership, which simply means that policyholders and their beneficiaries are entitled to receive stock and cash, plus the insurance benefits. Companies like Met Life, Prudential, In a single year,. John Hancock did not have accurate addresses for , policyholders. M e t Life had 60 m i l l i o n shares unclaimed. It happens all the time. People move and the forwarding order for the post office expires.

People marry and divorce and change names. There many reasons why life insurance benefits get lumped into the unclaimed property pile. That means there are a lot of billions still unclaimed. To find abandoned life insurance funds:. What do I mean by that? If you are wondering about a deceased loved one s insurance benefits, you can be smart and track down some clues on your own o.

Contact the insurance agent who carried the house or car policies. They may also have life insurance policies on your family member. Contact the accountant or attorney of your loved one. They may be aware of policies and other items. Watch the mail in the year following the death. There may be premium notices or other mailings from insurance companies.

The main site is www. The locator is https: As you can see, the sky is the limit for ways to find these lost funds. If you learn of something we don't list here, please share the knowledge. We will be doing monthly is worth the. Remember, when searching for lost funds, be it life insurance or bank accounts or whatever, keep in mind that money could be held in several states,.

It is worth the search time when you uncover assets. My buddies are having a heyday with this search information. Some are finding little amounts and some are finding amounts that aren't so little! What are you finding? Veterans Benefits Maybe your loved one was a veteran. Benefits may have been lost in the record keeping process of the Department of Veterans.

Same story, people move, change names, or die. For all the info on veterans' benefits, visit www. The toll free telephone number for beneficiaries for veterans' pension benefits is The main line is For questions on life insurance, call Get Your Due The usual items that are found money for veterans' benefits are life insurance, burial allowances, and disability payments. If you have an issue with military pay that you believe was never received, that is handled by the Defense Finance and Accounting Service. A form DD is required to process most claims, including those for burial assistance, life insurance, and pensions.

You can get this form via the internet at www. Service members or beneficiaries who believe they may be entitled to unclaimed insurance should contact: Veteran's Tax Credit While I am on the topic of veterans, I want to share with you a free money tip, and in general, just a good thing to do.

We need to honor our men and women who fight for our country and our freedom. There are many ways to do so. This is one way and it also gives you free money by way of a tax credit. As I discussed earlier, tax credits are a beautiful thing. I am not sure how many states utilize this kind of credit, but I have been alerted by a friend in Illinois that Illinois employers can earn an income tax credit of up to S annually for hiring Veterans of Operation Desert Storm, Operation Enduring Freedom, or Operation Iraqi Freedom.

Times are tough and many people need jobs. It makes sense to give a job to someone who served in the above-named military operations. The tax credit is five percent of the total wages paid to every qualified veteran hired after January 1, The rules as I know them: Veterans must work at least days during the tax year for the employer to qualify for the Veterans Tax Credit. Let me know if your state has any kind of credit or free money for veterans or for hiring veterans.

We will share the information in the upcoming Free Money newsletters. Yet another area of unclaimed bucks is Social Security. Are you getting your due? Every year about a half billion dollars in Social Security benefit checks are not cashed. The Social Security Administration sends out the checks and if they go uncashed or unclaimed, the government worker bees do nothing to find the folks. So once again, the effort falls upon you. You obviously need to know the social security number of anyone you want to search for benefits. You may be eligible for unclaimed benefits, if you are a beneficiary of a deceased loved one.

This database maintains the social security number, date of birth, date of death, last known address, and payment of final benefit. Contact the Social Security Administration office in your town or online at their website, www. To find a local office, go to https: So far, in ten chapters, we have covered a lot of ground.

There is still much more to cover. Consider all the possibilities: Swiss Bank Accounts Anyone?

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Maybe you have cash squirreled away in a Swiss bank account and forgot about it?! Maybe you have money buried in a box in the backyard. There are a gazillion kinds of found money — and I am not just talking about the change you find when you do the laundry, or under the couch cushions, or in your car. Those small finds are great, but there is bigger bounty to be had. This information should get the wheels rolling in your head for more places to be proactive and search.

The odds are that there is cash with your name on it. And that's not all. Companies merge and restructure all the time now. The constant change means a lot of informa-. Companies acquire and sell off companies nearly every day. It is hard to keep up. If you had stock in X company, you may now be eligible to receive shares of X company and Y company and Z company. IRAs There are also retirement accounts that have unclaimed money.

At age 70 Vi you have to start taking withdrawals from the IRA. Some such withdrawals are unclaimed or considered abandoned. Do you feel like the leprechaun looking for the pot of gold? This is not a mythical search for little green men or rainbows. This cash is real and available. Many people also have retirement funds in their employer's plans — k plans.

The usual reason for this missing money is that the company — the employer — has gone bankrupt or gone out of business. Who are the rightful owners? Don't let another year go by without you getting what is rightfully yours. Gift Cards Another item that people seldom think about are gift cards. You get them as gifts and lose them or forget about them. Gift cards are big business, especially during the Christmas season. Don't know what to buy someone? Give them a gift card. We've all done it. For whatever reason, many do not get redeemed.

It is estimated that somewhere close to ten percent are never cashed in. Gift cards now are considered unclaimed property like all the other assets we have been discussing. Even though the actual gift card may have been lost, destroyed, or G i f t cards n o w are considered unclaimed property. Gift cards are now part of the unclaimed asset search system. And what a search system it is. There are more possibilities for free money than I have fingers and toes. And all I need are my fingers to do the search.

Start panning for your gold! Canada I realize we have some readers from Canada or who may have unclaimed assets there. Canada operates a little different from the United States. First of all, Canadian banks have a legal obligation to attempt written notification of account owners after the second and fifth year of inactivity.

Not sure why the two and five, but a legal obligation to contact owners of the assets is a good thing.

This list is published in the Canada Gazette, available at all public libraries. O Canada So Canada has a notice system in place.

How to Find Unclaimed Money (and Unclaimed Property)

Bank of Canada then becomes custodian when there has been no account activity for a ten year period and the owner cannot be contacted. To get the funds, a written claim must be received no later than December 31 of the accounts "last. Make sense so far? The Bank of Canada has a database to search as well. To check it out and do a search, visit ucbswww. GoLookUp directs you to the right place to get your form and helps you start the process to collect wha is owed to you! Start your search today!

Searching is free, however, creating an account requires a fee! It is highly likely that you, your family member, or someone you know have unclaimed property in the state you live, or in another state you had lived. If government or companies owe you money and it is not collected, than it is unclaimed. Currently governments do not have a central websites to check for missing money. GoLookUp searches over million records. If you could not find any results in your name or your family member name, worry not.

When you register an account with GoLookUp, you can set up alerts that will allow you to be notified if there is any record with your name attached to it. You did not find any money in your name, and no results came back for you or your family member? That is not a problem. When you sign up with GoLookUp you can set up system alerts that will allow you to be notified whenever there is a change regarding your information. As always, our customer service is available 24 hours a day, 7 days a week!

Taking into account the financial instability that many people in America experience today, an infusion of funds from these type of sources can be very helpful. Finding these lost funds is very difficult without the proper tools, but with GoLookUps search tools, you can find and get the money that is rightfully yours. Each state is required by law to give the abandoned and unclaimed money to its rightful owners, i.

After discovering about the possibility to reclaim money, many people have struggled to find it, but came up empty, due to the difficulty to find accurate information in different establishments to claim the right for the ownership on said funds. In order to help you find the money you or your family are entitled to, GoLookUp has set up a unique search. All you have to do to find any lost money is to enter the first and last name of the person your inquiring about in the search fields, and also the state you want to research.

In a manner of minutes, you will receive the results of your search and will be able to know if the name you were inquiring about is entitled to money. The search covers millions of public records and financial records and searches for Unclaimed Money that has had zero activity or contact with its owner for over 12 months.

If you come to find that results come out to be negative under the name you provided. You can set up a special alert on GoLookUp that lets you know if any money was found under that name. Further more, your account can perform unlimited searches. Once you find that a certain name is one of the millions that have money coming their way, GoLookUp will provide you with the proper forms you need to fill in to reclaim it. Collecting data records from multiple sources and obtaining proper documents can be costly.

Real website services require a fee to use their services to help you locate money. I do know that the annuity was church-related. At that time, my family attended the Mormon church which is the church my mother was raised in. It was a fascinating piece of family history. I only wish my mother remembered anything about it…. For Canadians, they can check to see if they or their loved ones have any dormant accounts at the Bank of Canada: We did this for my father he died 20 years ago.

So, everyone should check to see if they have money sitting in the accounts. You are still entitled to that money, although you may be charged a fee for dormant accounts. Wow, I just found a for sure amount that is my Father In laws. Thanks this was great info. I just found a small refund for me resulting from a class action lawsuit with my phone company from eight years ago. I remember when it was filed. I did find some stuff out there for my in-laws. They move quite often, so they have claims across several states. My paternal grandfather bought land on English Bay in Vancouver, in the s, I believe.

Now that land is prime real estate and would have been worth a fortune! Makes me cry, it does. When searching we used all variations of our names including just first initials. Since I had married name, maiden name, and hyphenated name I checked them all including common mispellings. And, thank you for mentioning about the locators that call and try and get a big cut for notifying you. They tried this when my mother passed away. I grew up on a farm in Virginia that had electric service provided by a small rural cooperative.

As far as search tips, for people to run searches, it is usually best just to do your last name and then first initial of your first name. This will give you more results, and the spelling of the first name may be different in their system. I prefer to run the searches on the indiviudal state sites as opposed to missingmoney. Thank you for this—thanks to these resources I just found around In my earlier post, I mentioned that an old account of mine was closed and the bank kept the money.

I know this sounds unlikely and wrong, but I am just going by what the bank told me when I went to try to get the money. A bit irritating, since they have my current address. If you are managing an estate, I suggest you contact the HR department of former employers. My MIL worked as the safety deposit box clerk at a bank. They had many unpaid, unclaimed and essentially abandoned boxes, even in her very small town.

Found two in my home state under my maiden name! Will print out form this evening. Never pay a fee to recover unclaimed monies! And ladies, remember to search under your maiden name, too. My first full-time job was handling unclaimed accounts for a Savings and Loan remember those? Our family was recently contacted by Keane, regarding a sum of money left unclaimed by my deceased grandparents from the demutualization that created Principal Financial Group in Does anybody have experience with Keane, in particular claiming proceeds from a demutualization as an heir?

The CD is a lesson in making sure you find out about ALL the accounts your parents have before possible dementia sets in. My state will not tell you any information about the value, just the name of the entity where the property is from. In talking with the Probate Court, I discovered that unclaimed property from Utility Company fee rebates for a personal estate usually will be as small a few cents. Not really worth the hassle of reopening the estate, finding all the required documentation, filing forms etc..

The frustrating part is the state has a minimum waiting period of 90 days before they even begin to review a claim. Over days later I am still waiting to learn the fate of the claim. The rest of the estate cannot be settled until the claim is completed. JD your readers should know the wheels of the unclaimed property bureaucracy grind very slowly. Just to pass the time, I clicked on the links provided and searched for all the names of folks in my family. Apparently a small place I used to work for set up some type of pension fund for the employees, and I did not know I was enrolled!

As for banks taking back the money, more than likely like others have mentioned they actually were charging an inactivity fee and the account went back to 0.

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On the other hand, I vigorously sought and received some of the property he had left for my brother and me. I would rather honor their memory by examining an issue from every side, then do what is honorable. And I recently found her low 6-digits of money in lost stock. We were actually contacted by the bank that was overseeing the stock.

The company stock that was orginally bought in the s by my grandfather was sold and the stock was just sitting there gaining interest for many years. My fiance is a lawyer and throughly background checked everything so we knew it was legitimate. So I do not recommend sending money to anyone that sends you a letter in the mail. So the links work also for companies, not just individuals.

I would like to know which banks actually return the funds? My past experience involved signing up for an account and depositing money and then I missed a step or two, and the bank was able to have fees and gobble up my funds. This happened on a few occassions, with different banks. These days I am more organized and your articles help keep me straight up. Thanks for this post! I found missing money not one — but two times. Several years later, I checked the missing money website again, and found money from a final paycheck that he had never received and we never knew about from a college he taught at.

Thanks for a useful and informative post. I received a letter in the mail a couple months ago from the state about an account at Memphis Area Teachers Credit Union. MATCU had found and turned over a joint savings account my first! It was certainly a welcome surprise. I typed in my husbands name just now and he was owed money from a company that he worked for years ago. I started a new web site for Canadian unclaimed money: It uses all the data from the Bank of Canada but with a much better interface for doing in-depth searches! If those unclaimed money sites are for real, how do I know which ones are legit?

I personally would like to check and see if I or any of my family have a need to go there. Can you provide the legit sites. First of all, most but not all of the time, indivuduals who have unclaimed funds do NOT check websites to find out, or other methods that a finder has access to. Yes it is NO secret that you can claim unclaimed funds free. Give me a break.

Access: Unclaimed Money Data Base and Search Millions of Unclaimed Property Records!

You most work for a local county or state or even goverment level. Go away you penny smart and dollar foolish individual!!!!!!!!!! Maybe the county, state or Goverment levels should do a better job of finding these individuals or heirs to get the funds back to the rightful owners…. Where do you search for those? This does not sound right.