Stop Debt Collector Phone Calls

Handling Debt Collection Calls: Do's and Don'ts

It is illegal for telemarketers to call any number in the registry unless you are already a customer of the business. Charities and government officials are exempt, so they can still call you.

Signing up for the registry will not stop calls from debt collectors. Talk to your phone company or wireless provider as many allow you to block calls from numbers for a monthly fee.

Debt Collectors Calling your Cell Phone: TCPA protections you should not overlook

Some cell phones also have the ability to block calls without a fee, so check your phone. Many debt collectors like to hide their number from caller ID, so blocking calls from unknown numbers will prevent many of them from calling. Get an app that blocks calls if you have a smart phone, like a BlackBerry, an iPhone or an Android.

Search the Market or App Store for your phone using the keywords "block calls" to see if there is an app available for your model.

Enter the numbers that you want to block into the app. Tell debt collectors not to call you. Under the Fair Debt Collection Practice Act, debt collectors cannot continue to call you after you tell them not too.

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If so, problem solved. If not, then keep a written record of the calls.

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You can answer or ignore the calls, your choice. Then contact a consumer lawyer familiar with the TCPA. Recently we had a client who sent a letter revoking consent. The company sent back a letter stating that it didn't have to abide by that request. This same client came to us initially believing that he was going to have to pay us to settle the debt.

Here's what you should—and should not—do when a debt collector calls.

Instead we wrote him a check. This approach will give you peace of mind by not having your cell phone ringing all day.

Many folks have to keep their phone on at work particularly when they have children in daycare. By revoking consent to call your cell number, you can stop your cell from ringing constantly at work or vibrating its way across your desk. The calls should definitely stop after a lawsuit. Debt Collectors Calling your Cell Phone: TCPA protections you should not overlook.

TCPA protections you should not overlook Are debt collector calls to a cell phone legal?

How to Block Telemarketers and Debt Collectors | It Still Works

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